In a time of sharing and giving in family atmosphere, take the time to consider whether destiny of human species is pertinent. Whether defaulting to tragic fate is what you resign yourself to of the gods of scholarship, or a guaranteed future by turning our behavior around by a $40 carbon tax is appropriate.
Invest, also in hedge funds supporting emergent green technologies and applied R&D.
War stocks and bonds can supplement a lifestyle, but also invest in green emerging markets.
Many corporations have indicated they will not reinvest (in the old economy), and apparently see splurging as decadent upheaval which really taxes your body, prone to major disease, burnout, and a total lack of care of yourself.
Choose the alternative, see a 200-300 year window, of consistent profiteering and provide for a successful life style long-term. Wide horizon.